“Lithuania is actively promoting its fintech scene, it is close-knit and very collaborate, and that is a huge advantage and draw for fintechs from all over Europe,” commented Mody. “Of course, the UK has the advantage of having a big community of fintechs offering various kinds of services and access to capital. Another benefit of the UK is the country’s larger customer base, who are more financially active. This is good for testing your product before expanding.